This is not “sales tactics”. This is deception — and it is a crime.

What the Law Says

Under Penal Code 1871, Section 420:

A person cheats when he deceives another person and dishonestly induces them to:

• Give up property
• Make a decision based on false information
• Suffer harm (financial, reputational, or otherwise)

If the client is misled, it is cheating.

What This Looks Like in Real Life

• Giving inaccurate or misleading loan advice
• Hiding important terms or risks
• Promising outcomes you cannot deliver
• Using false information to push a deal through

Even if the deal closes — it is still cheating.

Common Offences

• Cheating by impersonation
• Dishonest inducement to obtain property
• Illegally obtaining personal information
• Obtaining services fraudulently

What This Means in Redbrick

• No misleading advice
• No hiding facts
• No “say first, fix later”
• No manipulating clients into decisions

If the client doesn’t fully understand — you have not done your job.

Consequences

• Criminal offence
• Immediate termination
• Loss of license and reputation

No commission is worth this risk.